BMO CashBack^® Business Mastercard^®*

The BMO CashBack Business Mastercard suits a small business that wants cash back on fuel, office supplies and telecom without paying an annual fee. It offers the most value when those categories make up a regular share of your spending.

Up to $150 in welcome cash back

BMO pays 10% cash back on eligible gas, office supplies and mobile and internet bills in the first three billing cycles. Reaching the $150 maximum takes $1,500 in eligible purchases across those categories. BMO’s terms require applications for the welcome cash back to be received by November 30, 2026.

What your everyday spending earns

• 1.5% on eligible gas, office supplies and mobile and internet bills on the first $1,000 spent in each category per statement cycle.
• 0.75% on other purchases and on spending above each category’s cap.

If your business spends $250 on gas, $150 on telecom and $100 on office supplies each month, those eligible purchases would earn $90 a year at regular rates, before the welcome offer and any other spending.

If you have a balance to transfer

For a limited time, eligible new customers can get a 0% promotional balance transfer rate for nine months. The 3% transfer fee applies upfront, so a $3,000 transfer costs $90 in fees. Plan to repay the balance before the promotional rate ends.