BMO Ascend^® World Elite^®* Business Mastercard^®*

The BMO Ascend® World Elite®* Business Mastercard®* suits businesses that regularly pay for fuel, office supplies or telecom and can put their rewards toward travel. Two included airport lounge visits each year add value if you fly for work.

How to earn the 150,000 welcome points

• 50,000 points after $10,000 in eligible net purchases in the first 110 days.
• Another 50,000 points after $20,000 in total eligible net purchases in the first 180 days.
• Another 50,000 points after $30,000 in total eligible net purchases in the first 365 days.

The thresholds are cumulative from account opening. The offer applies to applications received through June 2, 2027. BMO rebates the primary cardholder’s $175 annual fee and the fees for the first two additional cards in the first year, subject to its terms.

Where your points add up fastest

• 4 points per dollar on eligible gas, office supplies and mobile and internet bills, up to a combined $50,000 in annual purchases.
• 1.5 points per dollar on other eligible purchases and on spending above the cap.

What that’s worth to a business that travels

With $1,000 in higher-earning purchases and $1,500 in other eligible purchases each month, the card would earn 75,000 points a year before the welcome bonus. At 150 points per dollar toward eligible travel, that’s $500 in travel credits, or $325 after the primary card’s annual fee. If you rarely travel, value the points based on how you actually plan to redeem them.