Best for: Unlimited transactions
- Monthly fee
- $4
- Regular rate
- —
- Promo rate
- —
- Transactions
- Unlimited
Pros
- Unlimited transactions
- Free e-statements
Cons
- Few premium perks
Ranking · Updated June 2026
Best BMO Chequing Accounts in Canada
Compare the top chequing accounts from BMO.
Best for: Unlimited transactions
BMO Performance Chequing Account
BMO · chequing
The BMO Performance Chequing Account costs $18/month but the fee is waived with a $4,000 minimum balance. It offers unlimited transactions. Current offer: Up to a $800 cash bonus*.
Unlimited transactionsSpecial offer
- Monthly fee
- $18
- Regular rate
- —
- Promo rate
- —
- Transactions
- Unlimited
Waived at $4,000
Pros
- Fee waived with $4,000 minimum balance
- Unlimited transactions
- Free e-statements
- Current welcome offer
Cons
- High monthly fee ($18)
Best for: Newcomers
BMO Performance Chequing Account for Newcomers
BMO · chequing
It offers unlimited transactions. Current offer: Up to $800* cash.
Unlimited transactionsSpecial offer
- Monthly fee
- $18
- Regular rate
- —
- Promo rate
- —
- Transactions
- Unlimited
Pros
- Unlimited transactions
- Free e-statements
- Current welcome offer
Cons
- High monthly fee ($18)
Best for: Unlimited transactions
BMO Premium Chequing Account
BMO · chequing
The BMO Premium Chequing Account costs $31/month but the fee is waived with a $6,000 minimum balance. It offers unlimited transactions. Current offer: Up to a $800 cash bonus*.
Unlimited transactionsSpecial offer
- Monthly fee
- $31
- Regular rate
- —
- Promo rate
- —
- Transactions
- Unlimited
Waived at $6,000
Pros
- Fee waived with $6,000 minimum balance
- Unlimited transactions
- Free e-statements
- Current welcome offer
Cons
- High monthly fee ($31)
Best for: No monthly fee
The BMO Performance Chequing Account - Canadian Defence Banking Services has no monthly fee, making it risk-free to hold. It offers unlimited transactions.
No feeUnlimited transactions
- Monthly fee
- $0
- Regular rate
- —
- Promo rate
- —
- Transactions
- Unlimited
Pros
- No monthly fee
- Unlimited transactions
- Free e-statements
Cons
- Few premium perks
Best for: Students
BMO Performance Student Chequing Account
BMO · chequing
The BMO Performance Student Chequing Account has no monthly fee, making it risk-free to hold. It offers unlimited transactions. Current offer: Up to 175$ welcome bonus*.
No feeUnlimited transactionsSpecial offer
- Monthly fee
- $0
- Regular rate
- —
- Promo rate
- —
- Transactions
- Unlimited
Pros
- No monthly fee
- Unlimited transactions
- Free e-statements
- Current welcome offer
Cons
- Few premium perks
Best for: Overall value
- Monthly fee
- $12
- Regular rate
- —
- Promo rate
- —
- Transactions
- —
Pros
- Free e-statements
- Current welcome offer
Cons
- Capped transactions
Complete Guide
Best BMO Chequing Accounts in Canada
Compare the top chequing accounts from BMO.
7
Accounts analyzed
Jun 2026
Last updated
100%
Independent
Next step
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