Un Accro du RabaisPowered by Milesopedia

Pros & Cons

Pros

  • +Welcome Bonus: 15,000 points
  • +Purchase protection included

Cons

  • Foreign Transaction Fee (2.5%)

Our Review

With the RBC® WestJet Mastercard‡, get up to 15,000 WestJet points1 when you spend $1,000 or more in the first three months.

This offer includes:

  • 5,000 WestJet points on your first purchase1
  • An additional 10,000 WestJet points when you spend at least $1,000 in the first three months1

You also get an annual companion voucher starting at CA$199 (taxes, fees, fares, and other air transportation charges extra) when you spend $2,500 per year on your card. You can also redeem it for a 25% discount on a flight or for 5,000 WestJet points4.

With this card, you earn 1.5 points per dollar on WestJet flight tickets or WestJet or Sunwing Vacations packages2, as well as 1.5 points per dollar on restaurant meals, meal deliveries, digital subscriptions, streaming services, and digital games3.

You also earn 1 point per dollar on everyday purchases2.

Apply by November 4, 2026.

Offer ends: 2026-08-31

Rewards

All Spending

1x

WestJet Rewards pts per dollar

Restaurants

1.5x

Streaming

1.5x

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

/ point
0.50¢
Restaurants1.5x
$160/month
Streaming1.5x
$150/month
Groceries1x
$400/month
Gas1x
$300/month
Recurring1x
$300/month
All other spending1x
$700/month

Points Earned

25,980

WestJet Rewards/yr

Estimated Value

$260

After Fees

+$221

1st Year Value

$371

incl. welcome bonus

Annual rewards breakdown

Restaurants$1,920/yr × 1.5x2,880 pts
Streaming$1,800/yr × 1.5x2,700 pts
Groceries$4,800/yr × 1x4,800 pts
Gas$3,600/yr × 1x3,600 pts
Recurring$3,600/yr × 1x3,600 pts
All other spending$8,400/yr × 1x8,400 pts
Total annual spend$24,120
Monthly spend$2,010
Average earn rate1.08x
Total points earned25,980 pts

Travel Insurance

Delayed Baggage

Up to $500

Hotel Burglary

Up to $2,500

Travel Accident

Up to $500,000

Purchase Protection

Purchase Protection

Included

Extended Warranty

+1 year(s)

Auto Rental

Up to $65,000 / 48 days

Interest Rates

  • Purchase Rate
    20.99%
  • Cash Advance
    22.99%
  • Foreign Transaction Fee
    2.5%

Terms & Conditions

Card Features

  • Get up to 15,000 WestJet points1 when you spend $1,000 or more in the first three months.
  • Get an annual companion voucher starting at CA$199 (taxes, fees, fares, and other air transportation charges extra) when you spend $2,500 per year on your card, or redeem it for:
    • a 25% discount on a flight
    • 5,000 WestJet points
  • Earn 1.5 points per dollar spent on WestJet flights or WestJet Vacations or Sunwing vacation packages
  • Earn 1.5 points per dollar spent on restaurant meals, meal delivery, digital subscriptions, streaming services, and digital games
  • Earn 1 point per dollar on everyday purchases
  • Use your WestJet points to pay for all or part of a WestJet flight, a WestJet Vacations package, or a Sunwing Vacations package
  • WestJet points can now be redeemed to cover taxes, fees and surcharges
  • No blackout periods and your WestJet points never expire — travel to North America, Central America, the Caribbean, or Europe
  • Travel accident insurance, hotel or motel burglary insurance, rental car collision and damage insurance, delayed baggage insurance, and mobile device insurance
  • Save 3¢ per litre on gas and get 20% more Petro-Points when you pay with a linked RBC card
  • Enjoy a free DashPass subscription for up to 6 months from DoorDash and unlimited free deliveries on eligible orders

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Un Accro du Rabais may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 RBC. All trademarks are property of their respective owners.