10 Best Credit Cards in Canada 2026

1st Yr Free

Premium cards with no fee in year one. Get welcome bonuses, insurance, and perks risk-free.

Airline

Compare airline-branded and miles-earning credit cards in Canada — Aeroplan, Avion, WestJet, Flying Blue. Earn miles fast and unlock free flights, lounge access, and elite perks.

Amex Global Lounge

Compare the Canadian American Express cards that include the Global Lounge Collection, with access to Centurion, Priority Pass, Plaza Premium and partner lounges.

Bad Credit

Rebuild your credit with cards designed for low scores or no credit history. Secured options, low-fee picks, and credit-builder cards available in Canada.

Balance Transfer

Transfer high-interest debt to a low or 0% promotional rate. Compare balance transfer offers and save on interest.

Business

Compare business credit cards in Canada — employee cards, expense management, generous welcome bonuses, and rewards on B2B spend categories.

Cash Back

Compare the top cash back credit cards. Earn 1–5% back on groceries, gas, restaurants, and everyday purchases.

Costco

Costco Canada accepts Mastercard only. Compare the Mastercards that earn the most on everyday 'other' purchases — at the warehouse and everywhere else.

DragonPass

Compare the Canadian credit cards that include a DragonPass membership and airport lounge visits.

Gas & EV

Earn the most at the pump and the charging station. Compare cards offering 2–4x points or 2–4% cash back on gas and EV charging.

Groceries

Earn the most rewards on grocery shopping. Compare cards offering 2–5x points or 2–4% cash back at supermarkets.

Hotel

Compare Marriott Bonvoy, Hilton Honors, and other hotel-earning credit cards in Canada. Earn free nights, elite status, and complimentary upgrades.

Lounges

Access airport lounges worldwide with your credit card. Compare Priority Pass, Amex Centurion, and Plaza Premium benefits.

Low Interest

Compare credit cards with low purchase and balance-transfer interest rates. Cut the cost of carrying a balance with the best low-interest cards in Canada.

Maple Leaf

Compare the Canadian credit cards that grant access to Air Canada Maple Leaf Lounges when you travel.

Newcomers

Compare credit cards designed for newcomers to Canada. Get approved without a Canadian credit history and start building your credit file from day one.

No Fee

Top credit cards with $0 annual fee. Earn cash back and rewards without paying a yearly charge.

No FX Fee

Save 2.5% on every international purchase. Compare cards that waive foreign transaction fees.

Plaza Premium

Compare the Canadian credit cards that grant access to Plaza Premium airport lounges.

Priority Pass

Compare the Canadian credit cards that include a Priority Pass membership and airport lounge visits.

Restaurants

Maximize rewards when dining out. Compare cards with 2–5x points or 3–4% cash back at restaurants and food delivery.

Secured

Compare the best secured credit cards in Canada. Build or rebuild your credit with a refundable security deposit and guaranteed approval.

Students

Credit cards designed for students. Build credit history, earn rewards, and enjoy no annual fee.

Travel

Earn points for flights, hotels, and experiences. Compare travel rewards, airport lounge access, and travel insurance benefits.

Visa Airport Companion

Compare the Canadian Visa cards that include the Visa Airport Companion Program and airport lounge visits.

Aeroplan

Compare every Aeroplan credit card in Canada. Earn Aeroplan points on everyday spending and redeem for flights on Air Canada and Star Alliance partners.

Amex Membership Rewards

Compare Amex MR cards. Earn flexible points transferable to Aeroplan, Avios, Flying Blue, Marriott Bonvoy, and Hilton Honors.

Asia Miles

Compare credit cards that earn Cathay Pacific Asia Miles for award flights across Asia and beyond.

Avios

Compare credit cards that earn Avios for British Airways, Aer Lingus, Iberia, and Qatar Airways award flights.

BMO Rewards

Compare BMO credit cards. Earn BMO Rewards points for travel, cash back, and merchandise.

CIBC Aventura

Compare CIBC Aventura cards. Earn flexible travel points redeemable for flights, hotels, car rentals, and vacation packages.

Delta SkyMiles

Compare credit cards that earn Delta SkyMiles for award flights across the SkyTeam alliance.

Flying Blue

Compare credit cards that earn Flying Blue Miles for Air France, KLM, and SkyTeam award flights.

Hilton Honors

Compare credit cards that earn Hilton Honors points for free nights at 7,000+ hotels worldwide.

Marriott Bonvoy

Compare Marriott Bonvoy Amex cards. Earn hotel points for free nights at 8,000+ Marriott properties worldwide.

PC Optimum

Compare PC Financial Mastercard options. Earn PC Optimum points on groceries at Loblaws, No Frills, Shoppers Drug Mart, and more.

RBC Avion

Compare RBC Avion Rewards cards. Earn flexible travel points redeemable for any travel, with no blackout dates.

Scene+

Compare Scene+ credit cards from Scotiabank. Earn points for movies, dining, groceries at Empire stores (Sobeys, IGA, Safeway), and travel.

TD Rewards

Compare TD credit cards. Earn TD Rewards points for travel, merchandise, and gift cards.

United MileagePlus

Compare credit cards that earn United MileagePlus miles for Star Alliance award flights.

VIPorter

Compare credit cards that earn VIPorter points for Porter Airlines flights across North America.

WestJet Rewards

Compare WestJet credit cards. Earn WestJet dollars for flights, companion vouchers, and free checked bags.

American Express

Compare all Amex cards in Canada. Cobalt, Gold, Platinum, Green, Marriott Bonvoy, and Aeroplan cards reviewed.

BMO

Compare all BMO credit cards. Ascend, CashBack, Eclipse Visa Infinite, and VIPorter cards reviewed.

Brim

Compare Brim Mastercards. No foreign transaction fees across the lineup and a built-in rewards marketplace.

Capital One

Compare all Capital One credit cards in Canada. Aspire, Smart Rewards, and no-foreign-transaction-fee options.

CIBC

Compare all CIBC credit cards. Aventura, Aeroplan, Dividend, and Costco cards reviewed and ranked.

Desjardins

Compare all Desjardins credit cards. Odyssey, Bonusdollars, and Remises Visa cards reviewed.

EQ Bank

Compare the EQ Bank Card. Cash back, no foreign transaction fees, and interest paid on your balance.

KOHO

Compare KOHO reloadable prepaid Mastercards. Cash back, no-fee options, and built-in credit building.

Laurentian Bank

Compare Laurentian Bank Visa credit cards. Low rate, cash back, and rewards options reviewed.

Manulife Bank

Compare Manulife Bank Mastercards, known for no foreign transaction fees and flexible cash back.

MBNA

Compare all MBNA credit cards. Rewards, Smart Cash, True Line, and more reviewed and ranked.

National Bank

Compare all National Bank credit cards. Syncro, Allure, World Elite, and Echo cards reviewed.

Neo Financial

Compare all Neo Financial credit cards. Secured cards, no-fee options, and high cash back at partner merchants.

PC Financial

Compare all PC Financial credit cards. PC World Elite Mastercard, PC Mastercard, and the PC Insiders™ World Elite Mastercard reviewed and ranked.

RBC

Compare all RBC Royal Bank credit cards. From RBC Avion to Cash Back, find the right RBC card for you.

Rogers Bank

Compare Rogers Bank credit cards. No-foreign-transaction-fee World Elite, cash back rewards reviewed.

Scotiabank

Compare all Scotiabank credit cards. Scene+, Momentum, Passport Visa Infinite, and Gold Amex reviewed.

Tangerine

Compare Tangerine Money-Back Mastercard and World Mastercard. No-fee cash back cards with customizable categories.

TD

Compare all TD credit cards. Aeroplan, Cash Back, First Class Travel, and Rewards cards reviewed and ranked.

Walmart

Compare the Walmart Rewards Mastercard. No annual fee and Walmart Rewards dollars redeemable instantly in store.

Wealthsimple

Compare Wealthsimple spending cards. 1% back in cash, stock, or crypto, no foreign transaction fees, tied to your Wealthsimple account.

Wise

Compare the Wise multi-currency card. Spend 40+ currencies at the mid-market rate with no FX markup.