Best Visa Credit Cards in Canada | Un Accro du Rabais

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Best for: 1st Yr Fee Rebate

CIBC Aeroplan Visa Business Card

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CIBC Aeroplan Visa Business Card

CIBC Visa Aeroplan

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5.0Ratesopedia rating

The CIBC Aeroplan Visa Business Card offers a first year annual fee rebate (regular fee $180/yr). It comes with a welcome bonus of 75,000 points. You earn 1x on groceries and 1.5x at restaurants. Estimated first-year value is $2,088.

1st Yr Fee Rebate

Annual Fee: $180 $0
Rewards rate: 1x
Welcome Bonus: 75,000 points
1st Year Value: $2,088

Pros

First Year Annual Fee Rebate
Welcome bonus of 75,000 points
Estimated 1st-year value of $2,088

Cons

High annual fee ($180)
Requires good credit

Best for: Overall value

CIBC Aeroplan Visa Infinite Privilege Card

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CIBC Aeroplan Visa Infinite Privilege Card

CIBC Visa Aeroplan

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5.0Ratesopedia rating

It comes with a welcome bonus of 100,000 points. You earn 1.5x on groceries and 1.25x at restaurants. Estimated first-year value is $2,055.

Annual Fee: $599
Rewards rate: 1.25x
Welcome Bonus: 100,000 points
1st Year Value: $2,055

Pros

Welcome bonus of 100,000 points
Estimated 1st-year value of $2,055

Cons

High annual fee ($599)
Requires good credit

Best for: Overall value

TD Aeroplan Visa Infinite Privilege Credit Card

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TD Aeroplan Visa Infinite Privilege Credit Card

TD Visa Aeroplan

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5.0Ratesopedia rating

It comes with a welcome bonus of 85,000 points. You earn 1.5x on groceries and 1.5x at restaurants. Estimated first-year value is $1,811.

Best of Month

Annual Fee: $599
Rewards rate: 1.25x
Welcome Bonus: 85,000 points
1st Year Value: $1,811

Pros

Welcome bonus of 85,000 points
Estimated 1st-year value of $1,811

Cons

High annual fee ($599)
Requires good credit

Best for: 1st Yr Fee Rebate

CIBC Aeroplan Visa Infinite Card

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CIBC Aeroplan Visa Infinite Card

CIBC Visa Aeroplan

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4.8Ratesopedia rating

The CIBC Aeroplan Visa Infinite Card offers a first year annual fee rebate (regular fee $139/yr). It comes with a welcome bonus of 50,000 points. You earn 1.5x on groceries and 1x at restaurants. Estimated first-year value is $1,584.

1st Yr Fee Rebate

Annual Fee: $139 $0
Rewards rate: 1x
Welcome Bonus: 50,000 points
1st Year Value: $1,584

Pros

First Year Annual Fee Rebate
Welcome bonus of 50,000 points
Estimated 1st-year value of $1,584

Cons

Requires good credit

Best for: Travel rewards

RBC Avion Visa Infinite Privilege Card

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RBC Avion Visa Infinite Privilege Card

RBC Visa RBC Avion Rewards

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5.0Ratesopedia rating

It comes with a welcome bonus of 100,000 points. You earn 1.25x on groceries and 1.25x at restaurants. Estimated first-year value is $1,520.

Annual Fee: $399
Rewards rate: 1.25x
Welcome Bonus: 100,000 points
1st Year Value: $1,520

Pros

Welcome bonus of 100,000 points
Estimated 1st-year value of $1,520

Cons

High annual fee ($399)
Requires good credit

Best for: Overall value

RBC British Airways Visa Infinite

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RBC British Airways Visa Infinite

RBC Visa British Airways Club

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5.0Ratesopedia rating

It comes with a welcome bonus of 60,000 Avios. You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $1,349.

Best of Month

Annual Fee: $165
Rewards rate: 1x
Welcome Bonus: 60,000 Avios
1st Year Value: $1,349

Pros

Welcome bonus of 60,000 Avios
2x on groceries
2x at restaurants
Estimated 1st-year value of $1,349

Cons

High annual fee ($165)
Requires good credit

Best for: 1st Yr Fee Rebate

TD Aeroplan Visa Infinite Card

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SponsoredTD Aeroplan Visa Infinite Card

TD Visa Aeroplan

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4.8Ratesopedia rating

The TD Aeroplan Visa Infinite Card offers a first year annual fee rebate (regular fee $139/yr). It comes with a welcome bonus of 40,000 points. You earn 1.5x on groceries and 1x at restaurants. Estimated first-year value is $1,330.

Best of Month1st Yr Fee Rebate

Annual Fee: $139 $0
Rewards rate: 1x
Welcome Bonus: 40,000 points
1st Year Value: $1,330

Pros

First Year Annual Fee Rebate
Welcome bonus of 40,000 points
Estimated 1st-year value of $1,330

Cons

Requires good credit

Best for: Travel rewards

RBC Avion Visa Infinite Card

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SponsoredRBC Avion Visa Infinite Card

RBC Visa RBC Avion Rewards

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5.0Ratesopedia rating

It comes with a welcome bonus of 70,000 points. You earn 1x on groceries and 1x at restaurants. Estimated first-year value is $1,296.

Annual Fee: $120
Rewards rate: 1x
Welcome Bonus: 70,000 points
1st Year Value: $1,296

Pros

Welcome bonus of 70,000 points
Estimated 1st-year value of $1,296

Cons

Requires good credit

Best for: Overall value

BMO eclipse Visa Infinite Privilege Card

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BMO eclipse Visa Infinite Privilege Card

BMO Visa BMO Rewards

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4.8Ratesopedia rating

It comes with a welcome bonus of 200,000 points. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $1,284.

Best of Month

Annual Fee: $599
Rewards rate: 1x
Welcome Bonus: 200,000 points
1st Year Value: $1,284

Pros

Welcome bonus of 200,000 points
5x on groceries
5x at restaurants
Estimated 1st-year value of $1,284

Cons

High annual fee ($599)
Requires good credit

Best for: Travel rewards

RBC Avion Visa Platinum

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RBC Avion Visa Platinum

RBC Visa RBC Avion Rewards

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5.0Ratesopedia rating

It comes with a welcome bonus of 70,000 points. You earn 1x on groceries and 1x at restaurants. Estimated first-year value is $1,265.

Annual Fee: $120
Rewards rate: 1x
Welcome Bonus: 70,000 points
1st Year Value: $1,265

Pros

Welcome bonus of 70,000 points
Estimated 1st-year value of $1,265

Cons

Requires good credit

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Complete Guide

Best Visa Credit Cards in Canada

Compare the best Visa credit cards in Canada. Visa Infinite, Infinite Privilege, and Platinum tiers compared.

Visa Credit Cards in Canada

Visa is the most widely accepted credit card network in Canada with over 70 cards available from all major banks. Visa cards are organized into tiers: Classic, Gold, Platinum, Infinite, and Infinite Privilege, each with increasing benefits and requirements.

Visa Tiers Explained

Visa Infinite cards ($120+/yr) include travel insurance, concierge, and higher earn rates. Visa Infinite Privilege ($399+/yr) adds airport lounge access, premium hotel programs, and top-tier insurance. Even Visa Platinum cards offer solid purchase protection and extended warranty.

Universal Acceptance

Visa is accepted at virtually every merchant in Canada and worldwide, making it the safest choice for a primary card. There are no acceptance concerns unlike some other networks.

72

Cards analyzed

Jun 2026

Last updated

100%

Independent

Methodology

Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.

📊Real data

🔄Updated regularly

⚖️Unbiased review

🎯Transparent criteria

FAQ

Frequently Asked Questions

1What is the best Visa card in Canada?

The CIBC Aventura Visa Infinite and Scotiabank Passport Visa Infinite are top picks for travel. For cash back, the Scotia Momentum Visa Infinite offers 4% on groceries.

2What’s the difference between Visa Infinite and Infinite Privilege?

Visa Infinite Privilege adds Priority Pass lounge access, higher insurance limits, and premium hotel programs. Annual fees are typically $399+ vs $120+ for Infinite.

3Is Visa accepted everywhere in Canada?

Visa has the highest acceptance rate in Canada. You can use a Visa card at virtually any merchant that accepts credit cards.

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