Best CIBC Credit Cards in Canada | Un Accro du Rabais

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Best for: 1st Yr Fee Rebate

CIBC Aeroplan Visa Business Card

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CIBC Aeroplan Visa Business Card

CIBC Visa Aeroplan

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5.0Ratesopedia rating

The CIBC Aeroplan Visa Business Card offers a first year annual fee rebate (regular fee $180/yr). It comes with a welcome bonus of 75,000 points. You earn 1x on groceries and 1.5x at restaurants. Estimated first-year value is $2,088.

1st Yr Fee Rebate

Annual Fee: $180 $0
Rewards rate: 1x
Welcome Bonus: 75,000 points
1st Year Value: $2,088

Pros

First Year Annual Fee Rebate
Welcome bonus of 75,000 points
Estimated 1st-year value of $2,088

Cons

High annual fee ($180)
Requires good credit

Best for: Overall value

CIBC Aeroplan Visa Infinite Privilege Card

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CIBC Aeroplan Visa Infinite Privilege Card

CIBC Visa Aeroplan

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5.0Ratesopedia rating

It comes with a welcome bonus of 100,000 points. You earn 1.5x on groceries and 1.25x at restaurants. Estimated first-year value is $2,055.

Annual Fee: $599
Rewards rate: 1.25x
Welcome Bonus: 100,000 points
1st Year Value: $2,055

Pros

Welcome bonus of 100,000 points
Estimated 1st-year value of $2,055

Cons

High annual fee ($599)
Requires good credit

Best for: 1st Yr Fee Rebate

CIBC Aeroplan Visa Infinite Card

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CIBC Aeroplan Visa Infinite Card

CIBC Visa Aeroplan

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4.8Ratesopedia rating

The CIBC Aeroplan Visa Infinite Card offers a first year annual fee rebate (regular fee $139/yr). It comes with a welcome bonus of 50,000 points. You earn 1.5x on groceries and 1x at restaurants. Estimated first-year value is $1,584.

1st Yr Fee Rebate

Annual Fee: $139 $0
Rewards rate: 1x
Welcome Bonus: 50,000 points
1st Year Value: $1,584

Pros

First Year Annual Fee Rebate
Welcome bonus of 50,000 points
Estimated 1st-year value of $1,584

Cons

Requires good credit

Best for: Travel rewards

CIBC Aventura Visa Card for Business

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CIBC Aventura Visa Card for Business

CIBC Visa CIBC Aventura

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5.0Ratesopedia rating

The CIBC Aventura Visa Card for Business offers a first year annual fee rebate (regular fee $180/yr). It comes with a welcome bonus of 75,000 points. You earn 1x on groceries and 1x at restaurants. Estimated first-year value is $1,198.

1st Yr Fee Rebate

Annual Fee: $180 $0
Rewards rate: 1x
Welcome Bonus: 75,000 points
1st Year Value: $1,198

Pros

First Year Annual Fee Rebate
Welcome bonus of 75,000 points
Estimated 1st-year value of $1,198

Cons

High annual fee ($180)
Requires good credit

Best for: Travel rewards

CIBC Aventura Gold Visa Card

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CIBC Aventura Gold Visa Card

CIBC Visa CIBC Aventura

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4.3Ratesopedia rating

The CIBC Aventura Gold Visa Card offers a first year annual fee rebate (regular fee $139/yr). It comes with a welcome bonus of 45,000 points. You earn 1.5x on groceries and 1x at restaurants. Estimated first-year value is $891.

Best of Month1st Yr Fee Rebate

Annual Fee: $139 $0
Rewards rate: 1x
Welcome Bonus: 45,000 points
1st Year Value: $891

Pros

First Year Annual Fee Rebate
Welcome bonus of 45,000 points
Estimated 1st-year value of $891

Cons

Requires good credit

Best for: Travel rewards

CIBC Aventura Visa Infinite Card

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CIBC Aventura Visa Infinite Card

CIBC Visa CIBC Aventura

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4.3Ratesopedia rating

The CIBC Aventura Visa Infinite Card offers a first year annual fee rebate (regular fee $139/yr). It comes with a welcome bonus of 45,000 points. You earn 1.5x on groceries and 1x at restaurants. Estimated first-year value is $891.

Best of Month1st Yr Fee Rebate

Annual Fee: $139 $0
Rewards rate: 1x
Welcome Bonus: 45,000 points
1st Year Value: $891

Pros

First Year Annual Fee Rebate
Welcome bonus of 45,000 points
Estimated 1st-year value of $891

Cons

Requires good credit

Best for: 1st Yr Fee Rebate

CIBC Dividend Visa Infinite Card

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CIBC Dividend Visa Infinite Card

CIBC VisaCash Back

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4.3Ratesopedia rating

The CIBC Dividend Visa Infinite Card offers a first year annual fee rebate (regular fee $120/yr). It comes with a welcome bonus of $300. You earn 4x on groceries and 2x at restaurants. Estimated first-year value is $864.

Best of Month1st Yr Fee Rebate

Annual Fee: $120 $0
Rewards rate: 1x
Welcome Bonus: $300
1st Year Value: $864

Pros

First Year Annual Fee Rebate
Welcome bonus of $300
4x on groceries
2x at restaurants

Cons

Requires good credit

Best for: Travel rewards

CIBC Aventura Visa Infinite Privilege card

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CIBC Aventura Visa Infinite Privilege card

CIBC Visa CIBC Aventura

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4.3Ratesopedia rating

It comes with a welcome bonus of 80,000 points. You earn 1.25x on groceries and 1.25x at restaurants. Estimated first-year value is $796.

Annual Fee: $499
Rewards rate: 1.25x
Welcome Bonus: 80,000 points
1st Year Value: $796

Pros

Welcome bonus of 80,000 points
Estimated 1st-year value of $796

Cons

High annual fee ($499)
Requires good credit

Best for: 1st Yr Fee Rebate

CIBC Dividend Platinum Visa Card

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CIBC Dividend Platinum Visa Card

CIBC VisaCash Back

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4.3Ratesopedia rating

The CIBC Dividend Platinum Visa Card offers a first year annual fee rebate (regular fee $99/yr). It comes with a welcome bonus of $300. You earn 3x on groceries and 2x at restaurants. Estimated first-year value is $780.

Best of Month1st Yr Fee Rebate

Annual Fee: $99 $0
Rewards rate: 1x
Welcome Bonus: $300
1st Year Value: $780

Pros

First Year Annual Fee Rebate
Welcome bonus of $300
3x on groceries
2x at restaurants

Cons

Requires good credit

Best for: No annual fee

CIBC Aeroplan Visa Card

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CIBC Aeroplan Visa Card

CIBC Visa Aeroplan

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4.3Ratesopedia rating

The CIBC Aeroplan Visa Card has no annual fee, making it risk-free to hold. It comes with a welcome bonus of 10,000 points. You earn 1x on groceries and 0.67x at restaurants. Estimated first-year value is $555.

Annual Fee: $0
Rewards rate: 0.67x
Welcome Bonus: 10,000 points
1st Year Value: $555

Pros

No annual fee
Welcome bonus of 10,000 points
Estimated 1st-year value of $555

Cons

Requires good credit

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Complete Guide

Best CIBC Credit Cards in Canada

Compare all CIBC credit cards. Aventura, Aeroplan, Dividend, and Costco cards reviewed and ranked.

CIBC Credit Card Lineup

CIBC offers a diverse range of credit cards including their proprietary Aventura travel program, Aeroplan co-branded cards, Dividend cash back cards, and the exclusive Costco Mastercard. With nearly 20 options, there’s a CIBC card for every spending style.

Aventura & Aeroplan

CIBC Aventura points are flexible and can be redeemed for any travel through the CIBC Rewards Centre. Their Aeroplan cards are among the best co-branded Aeroplan options, with strong earn rates and competitive annual fees.

Cash Back & Costco

The CIBC Dividend cards offer straightforward cash back, while the CIBC Costco Mastercard is the only credit card accepted at Costco warehouses in Canada, earning up to 3% back.

19

Cards analyzed

Jun 2026

Last updated

100%

Independent

Methodology

Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.

📊Real data

🔄Updated regularly

⚖️Unbiased review

🎯Transparent criteria

FAQ

Frequently Asked Questions

1What is the best CIBC credit card?

The CIBC Aventura Visa Infinite is excellent for flexible travel rewards. For Aeroplan collectors, the CIBC Aeroplan Visa Infinite offers strong earn rates.

2Is the CIBC Costco Mastercard worth it?

If you shop at Costco regularly, yes. It’s the only credit card accepted in-store and offers up to 3% back on restaurants and 2% on Costco purchases with no annual fee.

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